Rules › OCC-2026-0694

Community Reinvestment Act Regulations

Proposed rule from the Treasury Department, Comptroller of the Currency, Federal Deposit Insurance Corporation (docket OCC-2026-0694). 240 comment letters from companies and organizations are listed below.

Agency
Treasury Department, Comptroller of the Currency, Federal Deposit Insurance Corporation
Docket
OCC-2026-0694
Published
2026-08-12
Comments due
2026-10-13
Status
Comment period closed October 13, 2026 · no final rule found yet
Total public comments
665
Letters listed here
240

Federal Register notice ↗ · Docket on Regulations.gov ↗

Who commented, by industry

Real Estate & Construction 87 Banking & Lending 67 Advocacy & Nonprofits 53 Investment & Securities 8 Other 6 Business Groups & Chambers 4 Law, Accounting & Consulting 4 Healthcare 3 Environment & Conservation 3 Government & Tribes 2 Labor Unions 1 Crypto & Fintech 1 Technology, Media & Telecom 1

Who commented

MyPath Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

NAACP Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Citizens' Housing and Planning Association Trade or professional group Real Estate & Construction

filed 2026-10-21

Central California Hispanic Chamber of Commerce Trade or professional group Business Groups & Chambers

filed 2026-10-21

Texas Bankers Association Trade or professional group Banking & Lending

filed 2026-10-21

Urban League of Metropolitan St. Louis Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Birge & Held Asset Management, LLC Company Investment & Securities

filed 2026-10-21

Carolina Community Impact, Inc Company Banking & Lending

filed 2026-10-21

FRAMEWORKS COMMUNITY DEVELOPMENT CORPORATION, INC. Company Real Estate & Construction

filed 2026-10-21

Woda Cooper Companies, Inc. Company Real Estate & Construction

filed 2026-10-21

The Greenlining Institute Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Thomas Safran & Associates, Inc. Company Real Estate & Construction

filed 2026-10-21

Neighborhood Partnership Housing Services Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

NAACP Legal Defense and Educational Fund (LDF) Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

IL CDFI Coalition Trade or professional group Banking & Lending

filed 2026-10-21

National Association of REALTORS Trade or professional group Real Estate & Construction

filed 2026-10-21

LiftFund Inc. Company Banking & Lending

filed 2026-10-21

Mercy Housing Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Illinois Bankers Association Trade or professional group Banking & Lending

filed 2026-10-21

Wisconsin Bankers Association Trade or professional group Banking & Lending

filed 2026-10-21

FreeFrom Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Woodstock Institute Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Capital for Change, Inc. Company Banking & Lending

filed 2026-10-21

United Way of Summit and Medina Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Northern California Land Trust Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Texas Affiliation of Affordable Housing Providers Trade or professional group Real Estate & Construction

filed 2026-10-21

Office of Rural and Farmworker Housing Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

National Association of Industrial Bankers Trade or professional group Banking & Lending

filed 2026-10-21

Community Reinvestment Advisors, LLC Company Banking & Lending

filed 2026-10-21

NHS of the Inland Empire Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Michigan CDFI Coalition Trade or professional group Banking & Lending

filed 2026-10-21

ROC USA Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

NeighborWorks Waco Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Local Initiatives Support Corporation (LISC) Company Banking & Lending

filed 2026-10-21

The HomeOwnership Center, a program of County Corp Company Real Estate & Construction

filed 2026-10-21

Novogradac NMTC Working Group Company Law, Accounting & Consulting

filed 2026-10-21

Habitat for Humanity Susquehanna Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

New Jersey Citizen Action Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Govans Ecumenical Development Corporation (GEDCO) Company Real Estate & Construction

filed 2026-10-21

Chicago Community Loan Fund Nonprofit or advocacy group Banking & Lending

filed 2026-10-21

Metropolitan Milwaukee Fair Housing Council Trade or professional group Real Estate & Construction

filed 2026-10-21

The Alden Foundation / The Alden Network of Long - Term Care Coalition or joint letter Healthcare

filed 2026-10-21

Generation Housing Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Housing California Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

East Bay Housing Organizations Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

The Association for Neighborhood & Housing Development Trade or professional group Real Estate & Construction

filed 2026-10-21

Massachusetts Housing Partnership Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

BlueHub Loan Fund, Inc. Company Banking & Lending

filed 2026-10-21

Housing Trust Silicon Valley Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

The National Bankers Association Trade or professional group Banking & Lending

filed 2026-10-21

Housing Opportunities Made Equal of Greater Cincinnati Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Allivate Impact Capital Company Investment & Securities

filed 2026-10-21

NeighborGood Partners, Inc. Company Real Estate & Construction

filed 2026-10-21

African American Alliance of CDFI CEOs Trade or professional group Banking & Lending

filed 2026-10-21

Garwyn Oaks Northwest Housing Resource Center Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

MHP Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

The John Stewart Company Company Real Estate & Construction

filed 2026-10-21

Louisiana Appleseed Center for Law & Justice Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Fresno County EDC Government or tribe Government & Tribes

filed 2026-10-21

Citizens Tri-County Bank Company Banking & Lending

filed 2026-10-21

Enterprise Community Partners Company Real Estate & Construction

filed 2026-10-21

Novogradac LIHTC Working Group Company Law, Accounting & Consulting

filed 2026-10-21

GroundBreak Coalition Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

New York State Association for Affordable Housing Trade or professional group Real Estate & Construction

filed 2026-10-21

National Trust Community Investment Corporation Company Investment & Securities

filed 2026-10-21

Habitat for Humanity International Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

The Center for NYC Neighborhoods Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

University Growth Fund and Kickstart Seed Fund Coalition or joint letter Investment & Securities

filed 2026-10-21

National Association for Latino Community Asset Builders (NALCAB) Trade or professional group Real Estate & Construction

filed 2026-10-21

Texas Housers Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Fair Housing Advocates of Northern California Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Natural Resources Defense Council Nonprofit or advocacy group Environment & Conservation

filed 2026-10-21

Affordable Homes & Communities Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

WomenVenture Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Happen Bank, National Association Trade or professional group Banking & Lending

filed 2026-10-21

Brilliant Corners Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Finanta Nonprofit or advocacy group Banking & Lending

filed 2026-10-21

Poverty & Race Research Action Council Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Early Futures Partnership Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

San Gabriel Valley Habitat for Humanity Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Connecticut Bankers Association Trade or professional group Banking & Lending

filed 2026-10-21

Association of Military Banks of America Trade or professional group Banking & Lending

filed 2026-10-21

Affordable Housing Clearinghouse Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

ASIAN, Inc. Company Advocacy & Nonprofits

filed 2026-10-21

Golden State Opportunity Foundation Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

DreamSpring Nonprofit or advocacy group Banking & Lending

filed 2026-10-21

Community Development Bankers Association Trade or professional group Banking & Lending

filed 2026-10-21

NAHREP Trade or professional group Real Estate & Construction

filed 2026-10-21

Growth Homes Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Neighborhood Development Center Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Baltimore Green Justice Workers Cooperative Inc. Labor union Labor Unions

filed 2026-10-21

Acts Housing Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

Habitat Chesapeake Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-21

National Coalition for Asian Pacific American Community Development (National CAPACD) Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

Branches, Inc. Company Advocacy & Nonprofits

filed 2026-10-21

typeA/planB Company Other

filed 2026-10-21

Working Solutions CDFI Nonprofit or advocacy group Banking & Lending

filed 2026-10-21

National Fair Housing Alliance Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-21

County Corp. Government or tribe Government & Tribes

filed 2026-10-20

Environmental Defense Fund Nonprofit or advocacy group Environment & Conservation

filed 2026-10-20

Dayton Century Homes, LLC Company Real Estate & Construction

filed 2026-10-20

Community Housing Network Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-20

CDFI Coalition Trade or professional group Banking & Lending

filed 2026-10-20

Financial Technology Association Trade or professional group Crypto & Fintech

filed 2026-10-20

Hope Policy Institute Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Catalytic Funding Corp. of Northern Kentucky Company Banking & Lending

filed 2026-10-20

UnidosUS Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Wisconsin Women's Business Initiative Corporation (WWBIC) Company Advocacy & Nonprofits

filed 2026-10-20

Beneficial State Bank Company Banking & Lending

filed 2026-10-20

New York Housing Conference Trade or professional group Real Estate & Construction

filed 2026-10-20

Banana Kelly Community Improvement Association Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Yellow Springs Home, Inc. Company Real Estate & Construction

filed 2026-10-20

WestCare Hospital or health provider Healthcare

filed 2026-10-20

Southern California Association of NonProfit Housing Trade or professional group Real Estate & Construction

filed 2026-10-20

The Dime Bank Company Banking & Lending

filed 2026-10-20

AARP Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Entrepreneur Works Fund Nonprofit or advocacy group Banking & Lending

filed 2026-10-20

Greater Rochester Community Reinvestment Coalition Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Legal Aid Society of Southwest Ohio, LLC Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

U.S. Impact Investing Alliance Trade or professional group Investment & Securities

filed 2026-10-20

Mortgage Bankers Association Trade or professional group Banking & Lending

filed 2026-10-20

CommunityWorks Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Group of Nine Banks Coalition or joint letter Banking & Lending

filed 2026-10-20

Indiana Affordable Housing Council Trade or professional group Real Estate & Construction

filed 2026-10-20

Rising at Phoenix, LLC Company Other

filed 2026-10-20

One Fair Wage Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Housing Assistance Council Trade or professional group Real Estate & Construction

filed 2026-10-20

Housing Forward Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-20

Inclusiv Trade or professional group Banking & Lending

filed 2026-10-20

Genesee Co-o Federal Credit Union Company Banking & Lending

filed 2026-10-20

Indiana Association for Community Economic Development d/b/a Prosperity Indiana Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Connect Humanity Nonprofit or advocacy group Technology, Media & Telecom

filed 2026-10-20

NeighborWorks Collaborative of Ohio Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-20

Hancock Whitney Bank Company Banking & Lending

filed 2026-10-20

Scale Link Company Other

filed 2026-10-20

The ACTION Campaign Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Community Economic Development Association of Michigan Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

CASH Campaign of Maryland Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Montgomery County Coalition for the Homeless Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-20

Americans for Financial Reform Education Fund (AFREF) Nonprofit or advocacy group Advocacy & Nonprofits

filed as “Americans for Financial Reform Education Fund” · filed 2026-10-20

Minnesota Consortium of Community Developers (MCCD) Trade or professional group Real Estate & Construction

filed 2026-10-19

Locus Company Other

filed 2026-10-19

New York Bankers Association Trade or professional group Banking & Lending

filed 2026-10-19

Public Housing Authorities Directors Association (PHADA) Trade or professional group Real Estate & Construction

filed 2026-10-19

Woodforest National Bank Company Banking & Lending

filed 2026-10-19

The Kresge Foundation Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-19

Housing Initiative Partnership, Inc. Company Real Estate & Construction

filed 2026-10-19

Churchill Stateside Group Company Banking & Lending

filed 2026-10-19

New Directions Housing Corporation Company Real Estate & Construction

filed 2026-10-19

PEOPLE TRUST Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-19

cdcb - come dream. come build. Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-19

National Association of Home Builders (NAHB) Trade or professional group Real Estate & Construction

filed as “NAHB” · filed 2026-10-19

Over-the-Rhine Community Housing Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-19

COHHIO Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-19

Midwest Housing Equity Group, Inc. Company Real Estate & Construction

filed 2026-10-19

Real Estate Roundtable Trade or professional group Real Estate & Construction

filed as “The Real Estate Roundtable” · filed 2026-10-18

Community Development Board of East Parkside Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-18

renaissance economic development corp. Company Advocacy & Nonprofits

filed 2026-10-18

Eden Housing Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-18

Ceres Company Investment & Securities

filed 2026-10-18

Bridgeway Capital Company Banking & Lending

filed 2026-10-18

Green+ Company Other

filed 2026-10-18

Mission Lenders Working Group | SBA-Approved Community Advantage Lenders Coalition or joint letter Banking & Lending

filed 2026-10-18

Opportunity Finance Network Nonprofit or advocacy group Banking & Lending

filed 2026-10-18

American Express National Bank Company Banking & Lending

filed 2026-10-18

American Bankers Association Trade or professional group Banking & Lending

filed 2026-10-18

Council of Large Public Housing Authorities Trade or professional group Real Estate & Construction

filed 2026-10-18

Pittsburgh Community Reinvestment Group (PCRG) Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-18

National Association of IOLTA Programs Trade or professional group Law, Accounting & Consulting

filed 2026-10-18

Consumer Bankers Association and Bank Policy Institute Coalition or joint letter Banking & Lending

filed 2026-10-18

Housing Justice Center Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-18

Portland Community Reinvestment Initiatives Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-18

Boston Impact Initiative Nonprofit or advocacy group Investment & Securities

filed 2026-10-18

Business Finance Capital Company Banking & Lending

filed 2026-10-18

Housing Partnership Network Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-18

Northeast Bank Company Banking & Lending

filed 2026-10-18

Jefferson Economic Development Institute (JEDI) Trade or professional group Business Groups & Chambers

filed 2026-10-18

Kentucky Bankers Association Trade or professional group Banking & Lending

filed 2026-10-18

The Business Center for Entrepreneurship Nonprofit or advocacy group Business Groups & Chambers

filed 2026-10-18

Nebraska Enterprise Fund Nonprofit or advocacy group Banking & Lending

filed 2026-10-18

Synchrony Bank Company Banking & Lending

filed 2026-10-18

CRE Finance Council Trade or professional group Banking & Lending

filed 2026-10-18

Columbia Bank Company Banking & Lending

filed 2026-10-18

IFF Company Banking & Lending

filed 2026-10-18

Dallas City Homes, Inc. Company Real Estate & Construction

filed 2026-10-18

Conference of State Bank Supervisors Company Banking & Lending

filed 2026-10-17

National Community Stabilization Trust (NCST) Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-17

Habitat for Humanity Greater San Francisco Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-17

Affordable Housing Partnership of the Capital Region Inc. Company Real Estate & Construction

filed 2026-10-17

Low Income Investment Fund Nonprofit or advocacy group Banking & Lending

filed 2026-10-17

Reinvest Toledo, Inc. Company Banking & Lending

filed 2026-10-17

Diamond and Associates Company Other

filed 2026-10-17

Natural Resources Defense Council Nonprofit or advocacy group Environment & Conservation

filed as “Natural Resources Defense Council (NRDC)” · filed 2026-10-17

Massachusetts Bankers Association Trade or professional group Banking & Lending

filed 2026-10-17

Housing Corporation of Arlington Company Real Estate & Construction

filed 2026-10-17

Utah Bankers Association Trade or professional group Banking & Lending

filed 2026-10-17

CohnReznick Advisory LLC Company Law, Accounting & Consulting

filed 2026-10-17

Community Frameworks Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-17

Harborlight Homes Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-17

Inclusive Action for the City Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-17

Dauntless Ventures Company Investment & Securities

filed 2026-10-17

First Step House Hospital or health provider Healthcare

filed 2026-10-17

National Association of Hispanic Real Estate Professionals Trade or professional group Real Estate & Construction

filed 2026-10-17

CRA Today Company Banking & Lending

filed 2026-10-17

Business and Community Lenders (BCL) of Texas Trade or professional group Banking & Lending

filed 2026-10-17

Windham & Windsor Housing Trust Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-17

Consumers Council of Missouri Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-17

Independent Community Bankers of America (ICBA) Trade or professional group Banking & Lending

filed as “Independent Community Bankers of America” · filed 2026-10-17

Community HousingWorks Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-17

Homeowner's Rehab, Inc. Company Real Estate & Construction

filed 2026-10-17

DL3 Realty Advisors, LLC Company Real Estate & Construction

filed 2026-10-17

Consumer Bankers Association Trade or professional group Banking & Lending

filed 2026-10-17

Financial Empowerment Network Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-17

Partnership for Strong Communities Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-16

Valley National Bank Company Banking & Lending

filed 2026-10-16

Massachusetts Affordable Homeownership Alliance Trade or professional group Real Estate & Construction

filed 2026-10-16

Community Reinvestment Fund, USA Nonprofit or advocacy group Banking & Lending

filed 2026-10-16

Partners for Rural Transformation Company Advocacy & Nonprofits

filed 2026-10-16

Community Development Alliance of the Capital District Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-16

Association for Enterprise Opportunity Trade or professional group Business Groups & Chambers

filed 2026-10-16

Council for Affordable and Rural Housing (CARH) Trade or professional group Real Estate & Construction

filed 2026-10-16

National Community Reinvestment Coalition (NCRC) Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-16

East Central Iowa Housing Trust Fund Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-16

Kentucky Housing Corporation Company Real Estate & Construction

filed 2026-10-16

Immigrant Development Center Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-16

The Association for Neighborhood & Housing Development Trade or professional group Real Estate & Construction

filed as “Association for Neighborhood & Housing Development ( Member and Community Partners Sign-on)” · filed 2026-10-16

Appalachian Community Capital Corporation Company Banking & Lending

filed 2026-10-16

Maine Bankers Association Trade or professional group Banking & Lending

filed 2026-10-16

Fore Women Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-16

North Lawndale Employment Network Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-16

Cinnaire Nonprofit or advocacy group Banking & Lending

filed 2026-10-16

National Leased Housing Association Trade or professional group Real Estate & Construction

filed 2026-10-15

Centrant Community Capital, Inc. Company Banking & Lending

filed 2026-10-15

Affordable Housing Tax Credit Coalition Trade or professional group Real Estate & Construction

filed 2026-10-15

Preservation of Affordable Housing Nonprofit or advocacy group Real Estate & Construction

filed 2026-10-15

Building Industry Association of Philadelphia Trade or professional group Real Estate & Construction

filed 2026-10-15

Southeast Community Capital Corp, dba Pathway Lending Company Banking & Lending

filed 2026-10-15

Community Opportunity Alliance Nonprofit or advocacy group Advocacy & Nonprofits

filed 2026-10-15

Ohio CDC Association Trade or professional group Real Estate & Construction

filed 2026-10-15

The Leviticus 25:23 Alternative Fund Nonprofit or advocacy group Banking & Lending

filed 2026-10-15