Rules › CFPB-2025-0040

Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

Proposed rule from the Consumer Financial Protection Bureau (docket CFPB-2025-0040). 117 comment letters from companies and organizations are listed below.

Agency: Consumer Financial Protection Bureau
Docket: CFPB-2025-0040
Published: 2025-11-13
Comments due: 2025-12-15
Status: Final rule published May 1, 2026
Total public comments: 412
Letters listed here: 117

Federal Register notice ↗ · Docket on Regulations.gov ↗ · Final rule ↗

Who commented, by industry

Banking & Lending 88 Advocacy & Nonprofits 16 Agriculture & Food 4 Business Groups & Chambers 4 Technology, Media & Telecom 2 Investment & Securities 1 Retail, Hospitality & Consumer 1 Healthcare 1

Who commented

Farm Credit Bank of Texas Company Banking & Lending

filed 2026-03-06

Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

Who commented, by industry

Who commented

Farm Credit Bank of Texas Company Banking & Lending

GoWest Credit Union Association Trade or professional group Banking & Lending

Merrimack County Savings Bank Company Banking & Lending

Ethics and Public Policy Center Nonprofit or advocacy group Advocacy & Nonprofits

Wisconsin Bankers Association Trade or professional group Banking & Lending

Midwest Regional Bank Company Banking & Lending

Campaign for Family Farms and the Environment Nonprofit or advocacy group Agriculture & Food

Rapid Financial Services, LLC Company Banking & Lending

Small Business Finance Association Trade or professional group Business Groups & Chambers

African American Alliance of CDFI CEOs Trade or professional group Banking & Lending

Rapid Financial Services, LLC Company Banking & Lending

Independent Bank Company Banking & Lending

National Family Farm Coalition (NFFC) Trade or professional group Agriculture & Food

Meredith Village Savings Bank Company Banking & Lending

Centennial Bank Company Banking & Lending

HEAL Food Alliance Nonprofit or advocacy group Agriculture & Food

American National Bank of Texas Company Banking & Lending

National CAPACD- National Coalition for Asian Pacific American Community Development Nonprofit or advocacy group Advocacy & Nonprofits

Consumer Bankers Association / Bank Policy Institute Coalition or joint letter Banking & Lending

First Security Bank Company Banking & Lending

The Canandaigua National Bank and Trust Company Coalition or joint letter Banking & Lending

FCB Wealth Company Investment & Securities

Utah Credit Union Association Trade or professional group Banking & Lending

Truxton Trust Company Company Banking & Lending

RAFI Nonprofit or advocacy group Agriculture & Food

Farm Credit Mid-America, ACA Company Banking & Lending

American Riviera Bank Company Banking & Lending

National Automobile Dealers Association & National Association of Minority Automobile Dealers Coalition or joint letter Retail, Hospitality & Consumer

Revenue Based Finance Coalition Trade or professional group Banking & Lending

American Financial Services Assocation (AFSA) Trade or professional group Banking & Lending

Central Trust Bank Company Banking & Lending

HOPE Nonprofit or advocacy group Banking & Lending

Prosperity Now Nonprofit or advocacy group Advocacy & Nonprofits

Mid-Size Bank Coalition of America Trade or professional group Banking & Lending

Americans for Financial Reform Education Fund (AFREF) Nonprofit or advocacy group Advocacy & Nonprofits

NAACP Legal Defense and Educational Fund (LDF) Nonprofit or advocacy group Advocacy & Nonprofits

CRE Finance Council Trade or professional group Banking & Lending

California and Nevada Credit Union Leagues Trade or professional group Banking & Lending

ANB Bank Company Banking & Lending

Citizens National Bank Company Banking & Lending

Independent Community Bankers of America (ICBA) Trade or professional group Banking & Lending

Savings Bank of Walpole Company Banking & Lending

Center for Responsible Lending Nonprofit or advocacy group Advocacy & Nonprofits

Grinnell State Bank Company Banking & Lending

FirstBank Company Banking & Lending

Maine Community Bank Company Banking & Lending

Small Business Majority Nonprofit or advocacy group Business Groups & Chambers

Central Bank Company Banking & Lending

Wisconsin Credit Union League Trade or professional group Banking & Lending

Stockman Bank of Montana Company Banking & Lending

EntreBank Company Banking & Lending

Rise Economy Nonprofit or advocacy group Advocacy & Nonprofits

Mortgage Bankers Association Trade or professional group Banking & Lending

Woodstock Institute Nonprofit or advocacy group Advocacy & Nonprofits

Republic Bank & Trust Company Company Banking & Lending

National Small Business Association Trade or professional group Business Groups & Chambers

American Bankers Association Trade or professional group Banking & Lending

Northwest Bank, Spencer, IA Company Banking & Lending

Innovative Lending Platform Association Trade or professional group Banking & Lending

Celtic Bank Corporation Company Banking & Lending

Rise Economy Nonprofit or advocacy group Advocacy & Nonprofits

GeoDataVision LLC Company Technology, Media & Telecom

National Community Reinvestment Coalition (NCRC) Nonprofit or advocacy group Advocacy & Nonprofits

Beneficial State Foundation Nonprofit or advocacy group Advocacy & Nonprofits

Illinois Credit Union League Trade or professional group Banking & Lending

Responsible Business Lending Coalition (RBLC) Trade or professional group Banking & Lending

National Fair Housing Alliance Nonprofit or advocacy group Advocacy & Nonprofits

Defense Credit Union Council Trade or professional group Banking & Lending

Mortgage Bankers Association Trade or professional group Banking & Lending

National Community Reinvestment Coalition (NCRC) Nonprofit or advocacy group Advocacy & Nonprofits

BLDS, LLC Company Technology, Media & Telecom

America's Credit Unions Trade or professional group Banking & Lending

Bank of Utah Company Banking & Lending

CPAC Foundation Center for Regulatory Freedom Nonprofit or advocacy group Advocacy & Nonprofits

Wood & Huston Bank Company Banking & Lending

Byline Bank Company Banking & Lending

Concerned Women for America Nonprofit or advocacy group Advocacy & Nonprofits